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Autofill saves typing in data, but you still need to scrutinize the slips that are downloaded for accuracy. Slight differences in payer names can result in doubling up of slips, thus doubling income. Most CRA slips download correctly to their Quebec equivalents, except for Quebec income tax withheld. Personally, I download CRA only and add the RQ data manually.

Just before the download begins, you are prompted to remove any check marked items to be downloaded. This is where you can specify newer slips only. Otherwise, Ufile will always increment the slips.

If the surviving spouse is still living in the same residence then: Where the principal residence is transferred to the spouse or common-law partner of the person who died, or to a testamentary spousal or common-law partner trust: A principal residence designation for the period before death is not required in the Final Return The deemed disposition of the property and any capital gain or capital loss is not required in the Final Return. From: https://www.canada.ca/en/revenue-agency/services/tax/individuals/life-events/doing-taxes-someone-died/prepare-returns/report-income/capital-gains.html

If you are an executor or legal representative, you can sign. Remember to include a copy of the death certificate and the last will and testament with the final return.

A credit card is not an existing ‘reserve of wealth, nor money’ , so I don’t see how it could be reported under T1135.

You can assume that what CRA has is the accurate and complete information.

Charlene Fang, yes you can, Ufile only sends the totals anyway, not the detail, which the CRA already has.

Capital losses can only be claimed against capital gains from the previous three years or applied to future gains indefinitely. If you had gains in 2020, you could offset your losses in that year. This does not affect your 2023 return.

The RL-18 is the Quebec provincial equivalent to the federal T5008. If you entered the federal slip, it will transfer automatically to the RL-18 slip.

You must be able to print out your return and mail it in, so not sure about Ufile online. Ufile for Windows works well for non-residents..

You are allowed to over contribute up to 2000$; the excess is penalized at 1% per month. So if you are over by 5000$, you would pay the 1% penalty on 5000-2000=3000$. You need to figure out how many months before you can absorb the 3000$ contribution in a future taxation year. You can never deduct an overcontribution, until it becomes a contribution. You can ask for a waiver, and it may be granted; see link below: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/contributing-a-rrsp-prpp/what-happens-you-over-your-rrsp-prpp-deduction-limit.html

Taxreturn, When you contribute to your RRSP, you can choose to deduct only part of your contribution, and keep the rest for a future year. You would want to do this if your partial deduction reduces your income tax to 0$, there is no point in deducting more. Or, if you anticipate changing tax brackets in a future year. So, if you enter 4000$, you are using all your contributions in the 2023 taxation year. If you enter 1000$, the remaining 3000$ will be available as a deduction next year.

Actually, over the lifetime of your RRSP, you are allowed to overcontribute up to 2000$, before you are penalized. So just enter the overcontribution as a regular contribution and deduct it next year.

You might want to have a look at the ‘pension-splitting report’ visible in the left hand menu, under Returns. Just below that is a ‘redistribution report’ which clearly shows what the receiver is owed relative to the pensioner that is splitting his pension. After a period of 12 months of cohabitation, filing jointly is the only choice.

You really have to report your RRSP contributions, the year they occurred. Unlike the TSFA, where the banks provide the info directly to the CRA, the only information the CRA has on record for your RRSP is the information you provided in previous income tax returns. You can easily check your contributions/deductions in ‘MyAccount’. So, you will have to file adjustments.