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Nick0783582323

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Everything posted by Nick0783582323

  1. Guys, I have kind of same question. Last year I made $20k into RRSP and now I am thinking to just claim $5k. Which leave me $15k unused rrsp contribution. And I am thinking to buy my first home this year. So if I used all of my $20k from rrsp to down payment and my first HBP payment will start from 2021. But my questions is - Can I claim for $15k next year or I can't do that bcos I used that money for first home ? And if not - then does it make sense to claim all $20k this year and use that for first home buying ?
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