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Goozman

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  1. Thank you very much Nawal. But I did not contribute to my RRSP last year at all. I don’t recall any other year where I may have contributed but not claimed. I can’t get a hold of anyone at Revenue Canada to answer this. If I claim this as a deduction will I be penalized later? Thank you.
  2. In my 2019 Notice of Assessment, the second last line says: "Unused RRSP contributions previously reported and available to deduct for 2020". And there is a positive amount for this line. The final line "Available contribution room for 2020" indicates a positive number as well. I have already contributed just under the amount shown for the "Available contribution room". But, I don't understand what to do for the "unused RRSP contributions..." amount. Does this mean that I can contribute this amount, on top of what is shown for my final "Available contribution room"? Or, Can I just claim this amount, without having to contribute, because it says "previously reported and available to deduct..."? Thank you.
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