romeo

Thank you. Real question is if the contribution made in first 60 days of 2023 would be counted towards over/excess contribution for 2022 return and hence will be subject to 1% penalty OR that will be carry forward and can be assessed as part of 2023 return next year?

Your answer though is contradictory to what has been shared on this thread:. https://community.ufile.ca/topic/11412-rrsp-over-contribution-on-first-60-days/