davidg2023

Thanks. What about the Ontario part; do I have to pay the full $600 even though I only resided in Ontario for 6 months and was covered by a group insurance plan?

I moved from Quebec to Ontario in the middle of the year. I pay for private (group) insurance. In the past I would specify case 14 in Quebec's box 449, and Quebec didn't charge me the health premium. I filled out the CRA/Ontario form this year and am being charged $600, the full amount that Ontario charges in my salary range. So, 2 questions; - In Ontario, does everyone have to pay the Ontario health premium even if they also have group insurance? I don't see anywhere to specify that I have the insurance. - I think Quebec will expect me to pay the premium for the months before I moved; it's on the list of "why you may have to fill out a Quebec tax form even though you've moved" items. Is it normal that I'm being charged the premiums for the full year in Ontario? Another complication is that 2023 was my first year of retirement. I still have the group insurance, but it used to be shown on my T4 and RL-1, and now it is *not* shown on my T4A or RL-2. So, either there's something going on that I don't understand or my tax forms are wrong. I'll get that looked into.

I think you can also withdraw the overcontribution before the deadline, i.e. now, but I'm the opposite of an expert.

In the interview setup I went to "other deductions and credits", which shows the Ontario senior's public transit tax credit. I clicked on "?" and got "404 - File or directory not found". The same thing happens if I add the form and click "?" there. I don't really need the info, I'm just reporting that it's apparently not there.

Since I retired this year, my financial advisor advised me to include an extra $2000 in my RRSP contribution; that is, $2000 more than my available contribution. He said I could overcontribute by $2000 once in my life. Ufile does seem to agree that I can overcontribute by $2000 without penalty, but it doesn't consider the $2000 in my tax refund. It warns me that I overcontributed. Looking at Schedule 7 in the "Tax Return" tab, in Part A it shows the total contribution that I made, but in Part B it calculates the allowable contribution (without the $2000) and carries that over to line 20800 on my return. Did I goof by making the overcontribution, i.e. it's without penalty but also without a deduction? Or, is there a way to override and put the actual contribution on line 20800? Or...? Edit: It occurs to me that I could override by adding $2000 when I tell ufile my RRSP deduction limit, but that seems to be cheating. I tried, and it did add $742.26 to my total federal/Quebec refund.

I'm new here, so don't take anything I say too seriously; I'm more likely to learn something from this exchange than help you. But, here goes: The pension adjustment reduces your RRSP limit, as shown on last year's notice of assessment. You said "It does not look like UFILE subtracts the pension adjustment from the RRSP limit for the year.". Since the pension adjustment was already subtracted from "available contribution room for 2022", why do you expect UFILE to subtract it, and why are you adding it back? By "I'm new here", I mean to the forum. I've used ufile for years, and always entered the number from my notice of assessment and kept my contributions below that.