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Over contribution on Spousal Rrsp


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Hi there!

I contributed to a Spousal Rrsp, where my husband is the annuitant.  I didn’t know that it was using my Rrsp limit, stupid of me.  I have over contributed over the $2000 limit.

Can my husband claim the over contribution as his own contribution?

if not, do I need to immediately withdrawal to avoid penalties from CRA?

Thanks in advance for any suggestions to my predicament.

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